A GOOD BOOK IS THE PRECIOUS LIFEBLOOD OF A MASTER SPIRIT, IMBALMED LONDON: WARD AND CO., PATERNOSTER ROW. W. OLIPHANT AND SON, EDINBURGH: R. JACKSON, GLASGOW: G. & R. KING, ABERDEEN: AND J. ROBERTSON, DUBLIN. SAVILL AND EDWARDS, PRINTERS, CHANDOS STREET, COVENT GARDEN. VIII. 621 635 641 647 CHOLERA: ITS TREATMENT AND REMEDY. REVIEW OF THE MONTH LITERARY INTELLIGENCE The General Life & Fire Assurance Company. Established 1837. Empowered by Special Acts of Parliament, 3rd Vict., c. 28, and 10th Vict., c. 1. 62, KING WILLIAM STREET, LONDON. Auditors. JOSEPH DAWSON, Esq. WILLIAM HUNTER, jun., Esq. Secretary-THOMAS PRICE, LL.D. GEORGE MEEK, Esq. Actuary DAVID OUGHTON, Esq. Solicitor-STEPHEN WALTERS, Esq. The following are amongst the distinctive features of the Company : I. Entire freedom of the Assured from responsibility, and exemption from the mutual liabilities of partnership. II. Payment of Claims guaranteed by a Capital of ONE MILLION. III. STAMPS on LIFE POLICIES, are paid by the Company. In the Life Department.-1. FOUR-FIFTHS OF THE PROFITS divisible by the Company's Deed of Settlement allowed to Assurers. 2. All Assurances are effected on Participating and Non-Participating Tables, on Ascending and Descending Scales, for short periods, and by Policies payable at the ages of 65, 60, 55, or 50, or previously in the event of Death. 3. Premiums may be paid Annually, Half-Yearly, or Quarterly, in a limited number of Payments, in one Sum, or on Increasing or Decreasing Scales. 4. Policies on the Participating Scale immediately interested in the Profits of the Company. 5. The Age of the Assured admitted, on satisfactory evidence being presented. 6. Policies assigned as security not forfeited by Duelling, Suicide, or the Execution of Judicial Sentences. In the Fire Department.-Houses, Furniture, Stock-in-Trade, Mills, Merchandise, Shipping in Docks, Rent, and Risk of all descriptions, Insured at moderate Rates. Loans from £100 to £1000 Advanced on Personal Security, and the Deposit of a Life Hoy to be effected by the Borrower. INTENDING LIFE ASSURERS, AND POLICY-HOLDERS IN OTHER COMPANIES, ARE INVITED TO EXAMINE THE RATES, PRINCIPLES, AND PROVISIONS OF THE SCOTTISH PROVIDENT INSTITUTION, The only Society in which the advantages of Mutual Assurance can be obtained at moderate premiums. Since its establishment in 1837, it has issued upwards of 6500 Policies, covering Assurances greatly exceeding £2,500,000, a result the more satisfactory, as no indiscriminate Commission has been paid for it. Age 25 Rates. £1 18 0 £21 6 £2 6 10 £2 14 9 £3 5 9 £4 1 0 It will be seen on comparison, that the same Premium which, at Age 30, for example, is charged in the other Scottish Mutual Offices for Assurance of £1000, will secure in this Society a Policy for £1230. Principles. 1st. Premiums at early and middle ages, about a fourth lower than those of other Mutual Societies. 2nd. A more accurate adjustment of the rates of Premium to the several ages. 3rd. A principle in the division of the surplus, more safe, equitable, and favourable to good Lives. 4th. Exemption from Entry-money and Stamp Duty. Policies indisputable, except on the ground of Fraud. In all points of practice, as in provision for the indefeasibility of Policies, facility of license for travelling, or residence abroad, and of obtaining advances on the value of the Policies, the regulations of the Society, as well as the administration, are as liberal as is consistent with right principle. Copies of the Fifteenth Annual Report, containing a Statement of the principles of the Institution, Form of Proposal, and every information, may be obtained free, on application at the Head Office in Edinburgh, or at the office in London, 12, MOORGATE-STREET. GEORGE GRANT, Resident Secretary. The London Branch will be removed at Christmas, to 66, Gracechurch-street, corner of Fenchurch-street. K 34 ENT MUTUAL-LIFE and FIRE ASSURANCE SOCIETY, No. 6, Old Jewry, London; 5, Waterloo-place, Pall-mall; 10, Albion-place, Hyde Park-square; 149, Sloane-street, Chelsea; 5, Cannon-street, Birmingham; and Rochester, Kent. LIFE.-Most moderate Premiums, half of which may remain unpaid. ALL POLICIES INDISPUTABLE. All Profits divisible Triennially among the Assured. Liberty for Foreign Residence and Travel greatly extended. FIRE.-Also most reasonable Premiums. Guaranteed Fund, £100,000. Last return 25 per cent. Policies may be effected daily. Prospectuses, Annual Report, Forms of Proposals, and all other information, will be supplied upon application, personally or by letter, at the Head Offices, or at any of the numerous Agencies throughout the United Kingdom. III. " IV. THE STONES OF VENICE: THE SEA STORIES 553 JAMES FOX 563 V. FABER'S REVIVAL OF THE FRENCH EMPERORSHIP 576 VI. VII. MISS BREMER'S HOMES OF THE NEW WORLD 592 607 621 635 641 647 VIII. CHOLERA: ITS TREATMENT AND REMEDY. REVIEW OF THE MONTH LITERARY INTELLIGENCE The General Life & Fire Assurance Company. Established 1837. Empowered by Special Acts of Parliament, 3rd Vict., c. 28, and 10th Vict., c. 1. 62, KING WILLIAM STREET, LONDON. JOSEPH DAWSON, Esq. WILLIAM HUNTER, jun., Esq. Secretary-THOMAS PRICE, LL.D. GEORGE MEEK, Esq Actuary DAVID OUGHTON, Esq. Solicitor STEPHEN WALTERS, Esq. The following are amongst the distinctive features of the Company : I. Entire freedom of the Assured from responsibility, and exemption from the mutual liabilities of partnership. II. Payment of Claims guaranteed by a Capital of ONE MILLION. III. STAMPS on LIFE POLICIES, are paid by the Company. In the Life Department. 1. FOUR-FIFTHS OF THE PROFITS divisible by the Company's Deed of Settlement allowed to Assurers. 2. All Assurances are effected on Participating and Non-Participating Tables, Ascending and Descending Scales, for short periods, and by Policies payable at the ages of 65, 60, 55, or 50, or previously in the event of Death. 3. Premiums may be paid Annually, Half-Yearly, or Qua Payments, in one Sum, or on Increasing or Decreasing Scale INTENDING LIFE ASSURERS, AND POLICY-HOLDERS IN OTHER COMPANIES, ARE INVITED THE SCOTTISH PROVIDENT INSTITUTION, The only Society in which the advantages of Mutual Assurance can be obtained at moderate Age 25 £1 Rates. 18 0 | £2 1 6 £2 6 10 £2 14 9 £3 5 9 £4 1 0 It will be seen on comparison, that the same Premium which, at Age 30, for example, is charged in the other Scottish Mutual Offices for Assurance of £1000, will secure in this Society a Policy for £1230. Principles. 1st. Premiums at early and middle ages, about a fourth lower than those of other Mutual Societies. 2nd. A more accurate adjustment of the rates of Premium to the several ages. 3rd. A principle in the division of the surplus, more safe, equitable, and favourable to good Lives. 4th. Exemption from Entry-money and Stamp Duty. Policies indisputable, except on the ground of Fraud. In all points of practice, as in provision for the indefeasibility of Policies, facility of license for travelling, or residence abroad, and of obtaining advances on the value of the Policies, the regulations of the Society, as well as the administration, are as liberal as is consistent with right principle. Copies of the Fifteenth Annual Report, containing a Statement of the principles of the Institution, Form of Proposal, and every information, may be obtained free, on application at the Head Office in Edinburgh, or at the office in London, 12, MOORGATE-STREET. GEORGE GRANT, Resident Secretary. The London Branch will be removed at Christmas, to 66, Gracechurch-street, corner of Fenchurch-street. 34 KENT MUTUAL-LIFE and FIRE ASSURANCE SOCIETY, No. 6, Old Jewry, London; 5, Waterloo-place, Pall-mall; 10, Albion-place, Hyde Park-square; 149, Sloane-street, Chelsea; 5, Cannon-street, Birmingham; and Rochester, Kent. LIFE.-Most moderate Premiums, half of which may remain unpaid. ALL POLICIES INDISPUTABLE. Profits divisible Triennially among the Assured. for Foreign Residence and Travel greatly extended. most reasonable Premiums. and, £100,000. Last return 25 per cent. effected daily. nual Report, Forms of Proposals, and all other information, will be sup- |